Summary
Date Posted: Friday, September 09, 2022 , Base Salary: Not Disclosed

JOB DETAILS:
Loan Officer
Inkunga Finance Plc is a microfinance institution with its headquarters in Karongi District, Western Province.
Its mission is to promote quality financial services to small and medium-sized entrepreneurs in order to contribute to the improvement of their socio-economic living conditions and to remain a sustainable and self-sufficient institution
To strengthen its human resources, INKUNGA FINANCE is currently recruiting a Loan Officer.

Key Responsibilities
Under the supervision of Branch Manager, he (she) will be responsible for:
• Ensure the initial contact with customers and explain to them all requirements in loan application process;
• Carry out field visits at clients business and domiciles to ensure their loan payment capacities;
• Analyze credit application files and help eligible customers to complete the files;
• Ensure the client’s eligibility based on an in-depth analysis of 5 Cs;
• Visit the place of collateral guaranted by the borrower, his home and draw up the report to be classified in a client credit application file;
• Constitute the credit application files and make its proposal to the credit committee for analysis and approval;
• Draw up loan contracts and get them signed;
• Ensure credit disbursements and inform customers;
• Ensure the high quality of loan portfolio;
• Ensure the proper delivery of services and customer satisfaction;
• Make the list of non-performing/written off loans and establish the schedule and plan for their recovery and submit the execution report to the Branch Manager;
• Establish monthly credit risk report according to the format of the central Bank or requirements of the partner of INKUNGA FINANCE Plc;
• Ensure the growth of the deposit and loan portfolio through clients’ mobilization and promotion of INKUNGA FINACE Plc products;
• Report to the Branch Manager;

Requirements
• Must be a Rwandan;
• Have a Bachelor’s degree or an A1 degree in Rural development, Finance, Accounting or related fields;
• Must have proof of experience of at least two years for A0, at least three years experience for A1 in Financial institution sector either Bank, Microfinance or SACCO;
• Must have driving license category A;
• Have a good character in working with financial institutions (meaning no non-performing or written off loans);
• Fluent in Kinyarwanda, French or English, knowledge of three languages would be an advantage;
• Aged between 21 years and 40 years;

Job Experience: No Requirements

Work Hours: 8

Level of Education: Bachelor Degree

Job application procedure
Interested and qualified candidates should submit their Job application via e-mail: recruitment@inkungafinance.com  (You will get a reply to confirm the reception of your application).
The deadline for submitting applications is Wednesday, Sept 14 th 2022 at 18h00

The job application file must contain
• An application letter addressed to the Managing Director;
• A curriculum vitae;
• A copy of the identification card;
• A copy of the degree;
• A proof of previous experience and driving license.
Note: The list of shortlisted candidates for the written exam will be published not later than Friday 16 th Sept 2022 at 18h00 via this website: https://inkungafinance.com 
Done at Karongi, on 7th Sept 2022
NSENGIMANA Claudien
Managing Director.

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