Credit Analyst Officer job at COPEDU PLC
COPEDU PLC
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139 Days Ago
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Credit Analyst Officer
2025-09-03T12:30:15+00:00
COPEDU PLC
https://cdn.greatrwandajobs.com/jsjobsdata/data/employer/comp_2175/logo/COPEDU%20PLC.png
FULL_TIME
 
Rwanda
Kigali
00000
Rwanda
Financial Services
Accounting & Finance
RWF
 
MONTH
2025-09-16T17:00:00+00:00
 
Rwanda
8

COPEDU PLC, is a trading company engaged in savings and credits. It was registered as a trading company in the Rwanda Development Board (RDB) on February 21, 2013, and licensed by the National Bank of Rwanda (NBR) on 13/03/2014 to operates as a microfinance institution in Rwanda.

COPEDU PLC wishes to encourage all qualified, capable, and interested candidates to apply for the position of Credit Analyst Officer.

Department: Credit

Reports to: Head of Credit Department

Location: Kigali

GENERAL DESCRIPTION

The Credit Analyst Officer is responsible for assessing the creditworthiness of clients by analyzing financial and non-financial information, evaluating collateral, and ensuring that loan applications comply with internal credit policies and procedures. The officer supports the entire credit process, from application review to loan disbursement follow-up, and contributes to maintaining a high-quality loan portfolio.

JOB DESCRIPTION

  • Receive, review, and analyze credit applications for accuracy, completeness, and compliance with internal guidelines.
  • Analyze financial statements, credit reports, and other relevant data to assess risk and repayment capacity.
  • Determine the level of credit risk and recommend appropriate loan conditions.
  • Conduct client visits and inspect proposed collateral before presenting recommendations.
  • Approve or reject loan applications in line with the credit policy.
  • Calculate and propose loan interest rates and negotiate terms with clients.
  • Provide clients with clear, transparent, and relevant information on products, services, fees, terms, and conditions.
  • Ensure all loans comply with regulatory and internal procedures.
  • Ensure ethical conduct by treating clients with respect, honesty, and integrity.
  • Monitor loan repayments, identify potential bad debts, and recommend corrective actions.
  • Conduct periodic reviews of existing customer accounts to manage risk and optimize portfolio performance.
  • Present credit files and recommendations to the credit committee.
  • Maintain accurate records and produce periodic reports on credit activities and portfolio performance.
  • Implement and adhere to institutional credit policies and procedures
  • Ensure clients receive clear, accurate, and relevant information about products, services, fees, terms, and conditions.
  • Perform any other tasks assigned by the Head of Credit Management.

REQUIRED PROFILE AND QUALIFICATIONS

  • Bachelor’s degree in accounting, Finance, Business Administration, Economics, or related field.
  • At least 3 years’ experience in credit analysis in Financial Sector.
  • Knowledge of banking/microfinance products, procedures, and regulations.
  • Enough skills in credit risk assessment, financial analysis, and modeling.
  • Strong planning, organizational, and attention-to-detail skills.
  • Excellent communication, interpersonal, and client management abilities.
  • High integrity, ethical judgment, and discretion with sensitive information.

All applications must include:

  • A motivation letter,
  • A copy of the National ID,
  • A detailed Curriculum Vitae (CV),
  • Copies of academic and professional certificates.

What We Offer:

  • Competitive and attractive salary package
  • Annual leave allowance
  • Long service recognition allowance
  • Preferential interest rates on staff loans
  • Annual performance bonus based on individual and company performance
  • Medical insurance coverage
  • Supportive and collaborative working environment
  • Opportunities for continuous professional development and career advancement
  • Etc.
 
 
 
bachelor degree
36
JOB-68b834d7d355e

Vacancy title:
Credit Analyst Officer

[Type: FULL_TIME, Industry: Financial Services, Category: Accounting & Finance]

Jobs at:
COPEDU PLC

Deadline of this Job:
Tuesday, September 16 2025

Duty Station:
Rwanda | Kigali | Rwanda

Summary
Date Posted: Wednesday, September 3 2025, Base Salary: Not Disclosed

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JOB DETAILS:

COPEDU PLC, is a trading company engaged in savings and credits. It was registered as a trading company in the Rwanda Development Board (RDB) on February 21, 2013, and licensed by the National Bank of Rwanda (NBR) on 13/03/2014 to operates as a microfinance institution in Rwanda.

COPEDU PLC wishes to encourage all qualified, capable, and interested candidates to apply for the position of Credit Analyst Officer.

Department: Credit

Reports to: Head of Credit Department

Location: Kigali

GENERAL DESCRIPTION

The Credit Analyst Officer is responsible for assessing the creditworthiness of clients by analyzing financial and non-financial information, evaluating collateral, and ensuring that loan applications comply with internal credit policies and procedures. The officer supports the entire credit process, from application review to loan disbursement follow-up, and contributes to maintaining a high-quality loan portfolio.

JOB DESCRIPTION

  • Receive, review, and analyze credit applications for accuracy, completeness, and compliance with internal guidelines.
  • Analyze financial statements, credit reports, and other relevant data to assess risk and repayment capacity.
  • Determine the level of credit risk and recommend appropriate loan conditions.
  • Conduct client visits and inspect proposed collateral before presenting recommendations.
  • Approve or reject loan applications in line with the credit policy.
  • Calculate and propose loan interest rates and negotiate terms with clients.
  • Provide clients with clear, transparent, and relevant information on products, services, fees, terms, and conditions.
  • Ensure all loans comply with regulatory and internal procedures.
  • Ensure ethical conduct by treating clients with respect, honesty, and integrity.
  • Monitor loan repayments, identify potential bad debts, and recommend corrective actions.
  • Conduct periodic reviews of existing customer accounts to manage risk and optimize portfolio performance.
  • Present credit files and recommendations to the credit committee.
  • Maintain accurate records and produce periodic reports on credit activities and portfolio performance.
  • Implement and adhere to institutional credit policies and procedures
  • Ensure clients receive clear, accurate, and relevant information about products, services, fees, terms, and conditions.
  • Perform any other tasks assigned by the Head of Credit Management.

REQUIRED PROFILE AND QUALIFICATIONS

  • Bachelor’s degree in accounting, Finance, Business Administration, Economics, or related field.
  • At least 3 years’ experience in credit analysis in Financial Sector.
  • Knowledge of banking/microfinance products, procedures, and regulations.
  • Enough skills in credit risk assessment, financial analysis, and modeling.
  • Strong planning, organizational, and attention-to-detail skills.
  • Excellent communication, interpersonal, and client management abilities.
  • High integrity, ethical judgment, and discretion with sensitive information.

All applications must include:

  • A motivation letter,
  • A copy of the National ID,
  • A detailed Curriculum Vitae (CV),
  • Copies of academic and professional certificates.

What We Offer:

  • Competitive and attractive salary package
  • Annual leave allowance
  • Long service recognition allowance
  • Preferential interest rates on staff loans
  • Annual performance bonus based on individual and company performance
  • Medical insurance coverage
  • Supportive and collaborative working environment
  • Opportunities for continuous professional development and career advancement
  • Etc.

 

Work Hours: 8

Experience in Months: 36

Level of Education: bachelor degree

Job application procedure

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Job Info
Job Category: Accounting/ Finance jobs in Rwanda
Job Type: Full-time
Deadline of this Job: Tuesday, September 16 2025
Duty Station: Rwanda | Kigali | Rwanda
Posted: 03-09-2025
No of Jobs: 1
Start Publishing: 03-09-2025
Stop Publishing (Put date of 2030): 03-09-2077
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