Vacancy title:
Un(E) Analyste Des Credits

[Type: FULL_TIME, Industry: Financial Services, Category: Admin & Office]

Jobs at:
Atlantique Microfinance Plc

Deadline of this Job:
Friday, September 5 2025

Duty Station:
Kigali | Kigali | Rwanda

Summary
Date Posted: Friday, August 22 2025, Base Salary: Not Disclosed

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JOB DETAILS:

Summary Description:

To ensure the necessary processing of credit files from analysis and disbursement to filing and archiving, while ensuring risk analysis, speed, and compliance with credit procedures.

Responsibilities:

• Analyze the consistency of credit files (by considering the 5Cs of credit analysis);
• Coordinate the assessment of repayment capacity and collateral presented by an individual client or a company applying for a loan;
• Organize the review of all loan files in order to provide an opinion on the risk and quality of the file to the members of the credit committee;
• Analyze all restructured loan files;
• Prepare periodic reports on rejected files;
• Review credit contracts;
• Support development officers in risk analysis and identification;
• Receive credit files;
• Ensure the completeness of credit files;
• Analyze repayment capacity and collateral and make recommendations while identifying risks;
• Visit the business and collateral if necessary;
• Ensure that all files are presented to the credit committee;
• Ensure that credit files are stored appropriately and that all original documents are archived in the safe;
• Perform any other similar tasks assigned by supervisors.

Expected Results:

• Establish an adequate system for coordinating credit analysis and administration;
• Ensure proper processing of credit files within the set deadlines;
• Mastery of microfinance products and procedures;
• Be organized, meticulous, and rigorous;
• Ability to work under pressure;

Minimum Experience and Qualifications

Must have at least:

• A Bachelor's degree in Economics, Business Administration, Management, or a related field;
• Minimum of 2 years of experience in credit analysis, ideally in the financial sector;
• And must be able to speak and write fluently in French (mandatory), English, and Kinyarwanda.

Work Hours: 8

Experience in Months: 24

Level of Education: bachelor degree

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